Over the years, a number of insurance companies have retained our San Diego law firm to defend insured corporations during employment disputes. Before getting deeper into insurance defense, it’s first important to have a general understanding of insurance law and insurance in general. Insurance is a contract in which the insured party pays money (a premium), while the other party promises to reimburse the insured for certain types of losses (illness, property damage, or death) should they occur.
Let’s say, for example, that a car insurance company contacts our law firm to represent an insured driver when she gets sued for causing another driver’s injuries. Unlike other insurance defense lawyers who may use the same strategy that worked for previous clients, our attorneys will come up with an approach tailed to your case and needs.
As you probably know, there are many types of insurance. So it’s reasonable to believe that insurance defense revolves around government-based insurance such as Social Security disability, worker’s compensation, and unemployment insurance. However, insurance law typically refers to the law surrounding private insurance. These could include health insurance, car insurance, life insurance, homeowner’s insurance, title insurance, malpractice insurance, and others.
At our business litigation practice, we always ensure that it’s the client who defines and controls what success means. That’s why we always sit down with you and listen to your motivations and concerns regarding the case. When you have a potential litigation matter with insurance defense, we will begin the process by evaluating your case to determine strengths and weaknesses of your position. From there, we will try one on one attempts at settlement, as well as mediation.
If mediation is unable to be the solution for your case, we will resort to litigation, an area in which we specialize. When it comes to business litigation and pre-litigation consulting, you need to team with an experienced attorney. See what Mr. Shipley, named one of San Diego’s top lawyers in 2016, can do on your behalf.